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Banking GK

Base Rate: What is Base Rate?

 Base Rate. What is Base Rate? Base Rate is the minimum rate below which Bank’s are not permitted to lend barring certain exceptions.  It is the minimum rate of interest that a bank is allowed to charge from its customers. Reserve Bank of India (RBI) rule stipulates that no bank can offer loans at a […] Continue reading →

Basel Norms: What are Basel banking norms? (Basel-III, Basel-II, Basel- I)

 Basel Norms: What are Basel banking norms? (Basel-III, Basel-II, Basel- I). Short Notes on Basel Banking Norms. The Basel Committee on Banking Supervision (BCBS) provides a forum for regular cooperation on banking supervisory matters. Its objective is to enhance understanding of key supervisory issues and improve the quality of banking supervision worldwide. Currently there are […] Continue reading →