How to face Bank Interview: A Complete Guide

The toughest part of an individual’s professional career is probably facing an interview. Personal Interview (PI) is the only opportunity for an aspirants like YOU have to show your prospective colleague what you can do and how good you are.  Outshining an umpteen number of experienced candidates for a bank job (Officer or Clerical Post) can be a daunting task, especially for a first-timer. Nevertheless, with information as your weapon and a tinge of confidence, you can ace the interview and acquire a Bank (PO/Clerk) job you want.

Here is important things shared that may help you to clinch your dream job:

Your Attitude
Confidence is the key to a good interview. Nervousness and anxiety only hamper your ability to think clearly, resulting in confused answers. Think of the interview as an experience in itself and as an opportunity to learn something new.

Your Appearance
Try to avoid flashy or lousy clothes and accessories and make sure that your perfume or cologne is not too strong. Make sure your clothes are neat& clean and properly ironed. For Women, Women should not dress heavily or put on too much make-up. Men should be clean-shaven, or their beards should be neatly trimmed. Your shoes should be clean and polished.

Your Homework on the Organization (You have applied)
Knowing about the bank and its policies are very important for an aspirants. Do your homework thoroughly. If necessary talk to people involved in the bank, visit their website, and scan their in-house journal carefully. Try to gather as much information as you can about the organization for which you. have applied. Don’t discard any information which you think is useless. Also find out the job responsibilities of the position (PO/Clerical) you have applied for, they may asked about it.

During the course Interview
It is very important for a candidate to be polite and calm. Appear relaxed and Don’t slouch while seated. Don’t bite your nails, chew gum or smoke during the interview. IT Reflects your weakness in-front of interviewer. Listen to the questions attentively and think twice before answering a difficult question. If you don’t know the answer, don’t try to over-smart the interviewer by guessing wrong answer. Simply say “Sorry Sir! I don’t Know the answer”. Don’t fidget or bite your lip, as it makes you appear nervous. Maintain eye contact with the interviewers. At the end of the interview you might be asked if you have any questions. Don’t say No—it will make the interviewers think you don’t care. Always ask at least one question based on what you know to show your interest in the particular bank.

After the Interview
Shut the door firmly but gently. Thank the receptionist or secretary on your way out. The interviewer might ask them your attitude towards other candidates and to them. It could make a difference to the final decision.

Other Important Tips:

  • Arrive at least 15-20 minutes in advance for the interview.
  • Switch off your cellphone or pager during the interview.
  • Always carry your document such as certificates and their originals, recommendations, and a pen and pad.
  • Make a list of expected questions and the answers to them.
  • Be prepared with the answers, but don’t learn them by heart.
  • Have a mock interview with a friend and learn from your mistakes.

36 thoughts on “How to face Bank Interview: A Complete Guide

  1.  thank you for the guidance.

    • Sir , Please Please Provide Current Affairs – December 2013.
      It’s urgent and useful.
      please please Provide it , Sir why its will takes so many days ?
      Sir , Please help Me > > >

      Deepak Pandey

  2. Sir can you pls help me suggesting a good answer for the question ..that i have completed msc biotechnology and why i prefer a bank job to a biotech job? i could not satisfy the interviewer with a good answer? pls help me sir…awaiting your reply

    • tell them that banking industry in now times is most developing industry, and the main thing is that selection process is totally transparent.
      tell them banking career is discipline, secure and carries lots of social respect, so everybody wants to join such nice platform where career growth is more.

      i think if u tell that much they will b satisfy

  3. sir i have a question…pls reply…. why u choose this bank and why i will recruit u in my bank????????

  4. one more question sir…i have got 157 in gen cat from wb………have i got any chance for an interview call??????????/reply frankly………

  5. hello sir,
    i secured 170 marks and i belong to general category, emanates from punjab. what are my chances of being called for interview. Sir i did mba (marketing)  in 2010 and then worked in a pharma company as a marketing trainee. but the career i realized aint for me. i wanted to have a stable job. so if i am being asked like ” don’t you think you are over qualified for the job”? what should be my answere???  

  6. Cnu Lakavath says:

    sir i secured 141 marks in ibps clerk and i belongs to ST-Pwd category and am from andhra pradesh is there any chance to geting job please tell me.
    my mail id:cnulakavath@yahoo:disqus .com
    thanking you sir

  7. Sunil Hzb 1991 says:

    Sir, I want to know that when will the IBPS will send the Interview Call Letter to us.
    Thank You

  8. NAIMESH DHIRAJLAL THACKER says:

    PLEASE UPLOAD IT IN PDF FORM

  9. Hemanth_bambure says:

    thanks for your guidance

  10. thankuuuuuuuuu

  11. COMMON
    INTERVIEW CAN BE MEANINGFUL IN THIS WAY SO THAT PARTIALITY
    AND PROBLEMS CAN BE RESOLVED-

    1.    STOP MINIMUM PASS MARK CRITERIA  

    REASON –  TO STOP PARTIALITY,       MANY STUDENTS GET MUCH BETTER MARKS THAN TO
    SELECTED CANDIDATES BUT DONT GET SELECTED BECAUSE DISQUALIFIED IN INTERVIEW AND
    NO CANDIDATE CAN PROVE HOW HE PERFORMED IN INTERVIEW.

    2.    FIX CERTAIN CRITERIA FOR INTERVIEW PROCESS
     
       LIKE FOR DRESSUP   –                                                                   2
    MARKS
       JESTURE, POSTURE             
    –                                                       3
    MARKS
      
    EXPERIENCE             
    –                                                                     1
    MARKS
       FOR NCC/NSS/ EXTRA CURRIRULAR ETC.   
    –                     2 MARKS
       PERFORMANCE IN INTW-                                                          5
    MARKS
       LOCAL STATE CANDIDATE                                                          1
    MARK

     

       SHORTHAND, BANKING COURSE,

       MULTI LANGUAGE KNOW,                                                       1
    MARK

     

       GROUP DISCUSSION                                                                   4 MARKS

       (COMPULSORY)

     

       SOMETHING SPECIAL                                                                  1
    MARK

    TOTAL
    MAXIMUM MARKS –                                                        20 MARKS

     

    REASON – INTERVIEWERS GIVE MARKS MOSTLY ON THE BASIS OF THEIR MOODS,
    LIKING, LIMITED EXPERIENCE AND HIGHER MANAGEMENT’S DIRECTION.

    3.   INTERVIEW MUST NOT BE MORE THAN 20 MARKS

     

    REASON – MORE THAN 65% CANDIDATES ARE UNABLE TO SHOW THERE 100% IN
    INTERVIEW..CAUSE INTROVERT OR SOME OTHER REASONS??

     

    4.   FIX DATE OF INTERVIEW JUST
    AFTER OR EVEN BEFORE WRITTEN
          REASON – NO WAIT FOR MANY MONTHS

    5.   FIX DATE OF INTERVIEW RESULT.
           REASON – TO STOP MENTAL
    HARRASEMENT

    6.   7 DAYS TIME TO JOIN AND SEIZE SCORECARD.
    REASON – TO STOP MULTIPLE SELECTION

    IF IM RIGHT THAN GIVE “LIKE”
     

  12. thanking u very much

  13. thanks for these information. it is very helpful to me.:) 

  14. Www Fayazuddin Vs says:

    fayaz

  15. Mohit0sharma111 says:

    p.n.b ne sabhi apply karne walo ko call kiya hai na………..

  16. Preeti24dhiman says:

    thanx 

  17. plz ans these interview qustion my id gurearoy@gmail.com

  18. it is nice but will you please give the answare for the q like
    1. why you want to join banking sector.
    2. why gov. sector not private sector.
    my mail id is mohit23091987@gmail.com

  19. Md Faizan Raza says:

    my interview is within 4 days, so please give me some tips about them, which is important, or I have to know.

  20. I also want to know the answers of these two questions which has been asked by mohit.
    Pls you can mail me at  renubera@gmail.com

  21. plz give some tips and some imp general awarness questions for interview

  22. wat u think how many students get interview call for ibps cwe clerical 2…and how many students will be selected through this process…what are the chances to get selected with 115 marks in geneal category?plz rply at tanugupta1435@yahoo.com

  23. naresh tomar says:

    dr frd can u tell me ply how to retrieve the specialist officer (so) password ….i forgot it .ply tell me solution ..i hv send sent mail to ibps four or five time but didn’t get reply…………

  24. hai can you say is there any chance for clerk 2 second
    list

  25. could you plz send me the general answers for these so that i can have an idea….plz mail to moturi.srinu1991@gmail.com

  26. thank u 🙂

  27. Hi
    i am seleected for bank po interview, but i have low marks :-(. i m from obc category… can i make it through if i give very good interview. please share some tips ..? i m tensed for preparations??

  28. sir. i want to know that weather privatisation of public sectr is good for banking or not… shd that be epromoted or not?? ur answer is welcomed..

  29. sir, i have a question ..an usual question in most of the interviews… but dont knw to give a correct reply.. ‘ why u choose this bank .. and why we recruit u in this bank … and hw u make a difference in this bank .’
    m currently working in axis bank as officer .. luking fr a manger grade at icici bank.. pls help..

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