IBPS Clerk Common Interview Questions. IBPS Common Interview Question. Questions asked during Bank Interviews. Probable sets of question for IBPS Clerk Common Interview.
Congratulation! You moved one step forward to secure job in a Public Sector Bank (PSB). You have passed the CWE Clerk-II exam, now you have to clear the Common Interview to make yourself eligible for Final Selection/ allotments in any of the participating banks. Please refer our How to face Bank Interview Guide which will give you clear Idea about how to prepare. You can also read V.H Ramakrishnan, former general manager of Bank of India, experience of Interviewing candidates. To Know what kind of Questions generally asked during bank job interview please read – Bank Interview Questions: 45 Questions asked during Interview Process.
1. Don’t you think you are overqualified for this post?
2. What is your motivational factor?
3. If not selected, what will you do?
4. Have you appeared at bank interview earlier? Where and what was the result?
5. Why did you not get selected last time?
6. What improvement have you done to be selected this time?
7. Which of the test, written exam or interview, do you think difficult and why?
8. What do you think about your selection?
9. If I select you, what will you do for this bank?
10. The role of banks.
- Tell me about Yourself? / Introduce yourself?
- Tell me something about your family? / Tell me about your family members?
- What is your Hobby?
- Since when you are in the habit of it?
- What is your name? What is the meaning of it?
- Do you feel nervous?
- Why are you applying for the post of clerk?
- Why don’t you try for the officer’s grade when you have qualifications?
- Why did you leave your job?
- If you are selected as PO in other bank then what will you do?
- Where you want to see yourself in five year in this bank?
- Do you know about pay scale of bank?
- Teaching is the best option for you as you are also taking tuition then why do you want to join bank?
- What is the work of a Clerk/SWO?
- Why you want to come in banking?
Banking and Finance
- What is repo rate?
- What is reverse repo rate?
- What is bank rate?
- What is CRR?
- What is Base Rate?
- What is SLR?
- Describe RBI?
- How many notes are issued by RBI? – At present, banknotes in India are issued in the denomination of Rs.10, Rs.20, Rs.50, Rs.100, Rs.500, Rs.1000. Banknotes issued by RBI in the denominations of Rs.2 and Rs.5 has been discontinued and replaced fully with coins.
- Who is Governor of RBI? – Honorable Mr D. Subbarao.
- Who is the newly appointed Deputy Governor of RBI? – Honorable Mr Urijit Patel.
- Describe NABARD.
- What is ATM? Do you have ATM Card? What are the uses of it?
- What is PIN? Where it is used?
- What is sub prime crisis? – It was a situation in United States of America starting in 2008 that affected the mortgage industry due to borrowers being approved for loans they could not afford. As a result, a significant rise in foreclosures led to the collapse of many lending institutions and hedge funds.
- What is Debit card Credit Card? – When you use your debit card, you’re withdrawing money directly from your checking or savings bank account. When you use a credit card, you’re accessing a line of credit from the bank or organization- that issued your card.
- What is the difference between Cheque and Demand Draft?
- What is Money Laundering? – Money-laundering is the method by which criminals disguise the illegal origins of their wealth and protect their asset bases, so as to avoid the suspicion of law enforcement agencies and prevent leaving a trail of incriminating evidence.
- What is black money? – Black money refers to funds earned on the black market, on which income and other taxes has not been paid. Black money is earned through illegal activity.
- What is Basel Norms?
- What is NPA?
- What is RTGS?
- What is NEFT?
- Inflation and Financial Inclusion
- No Frills account/ basic savings account
- What is CBS? What is the full form of CORE?
Hope this will help you to crack IBPS Clerk Common Interview. Don’t forget to share your IBPS Common Interview Experience with us. All the Best 🙂