United Bank of India (UBI) Clerk Interview Experience. United Bank of India (UBI) Clerical Interview Experience 8.
- Bank Name: United Bank of India (UBI)
- Post: Clerk
- Date of Interview: August 08, 2012
- Member in Panel: 2 Male (M1, M2), 1 Female (F1)
Entered, Wished everyone. They asked me to sit, i thanked them.
Interviewer (F1) – So you are specialized in marketing?
Interviewer (F1) – What are 4Ps of marketing
Interviewer (F1) – What are 7Ps of marketing?
Me: Sorry mam 7P is in service marketing , should i say them?
Interviewer (F1) – Yes, say rest 3.
Me: People,Process,Physical Evidence
Interviewer (F1) – Which one is the most important ?
Interviewer (F1) – Ok so rest 3 r not needed
Me: no mam you asked most important that’s why i named one.
Interviewer (F1) [South Indian] asking questions.
Interviewer (M1) – So product alone is enough, rest are not needed so if i fix whatever price that would be ok?
Me – Sir i didn’t say product alone is enough, since i was asked most important i named that, otherwise 4Ps of marketing or marketing mix is like pillar, if u take away one all will fall.
Interviewer (M1) -But buildings can stand on 3piller.
Me – Sir in normal circumstances a 4 pillar building will be stronger than 3
Interviewer (M1) – no no 3 pillar can be ,u have make it in such a manner
Me : Quiet :/
Interviewer (F1) – Why bank clerk after MBA, Now the South Indian guy at right go for PO/SO clerk is not for you.
Me : Sir its not that i didn’t try ,last yr i gave PO but didn’t qualify & since my grad marks r less i can’t apply in most banks in PO anyway and about SO sir no bank has come out with SO marketing in last 1yr almost,clerk will at-least give me entry to bank & then i can grow.
Interviewer (M1) – – Still, don’t u think you are overqualified for this job?
Me – Sorry sir i don’t believe in anything calld over qualified, everything has a first step,clerks are the 1st step of bank,i wil get to learn the basics.
Interviewer (M1) – Why didn’t you go for Pvt jobs ?
Me -Sir i want stability & security in my life and i think a bank job will give me that.
Interviewer (M1) – Who told you bank job has security ?
Me : Sir i come from a family of bankers, my father was an ex-officer of this bank & so was my meternal uncles & my grand father, so i have seen banking sector very closely from childhood & i find it secure & stable & with good growth opportunities.
Interviewer (M1) – Wen did your father retire?
Me – In 2001,11yrs ago
Interviewer (M1) – Which branch he was last posted in ?
Interviewer (M1) – How would you be useful as MBA marketing to us?
Me – Sir marketing is about creating,understanding & satisfy the needs of customers,as an MBA marketing their for i will be able to understand the needs of the customner better & serve them accordingly.
Interviewer (M1) – But still wont u feel bad working as a clerk being MBA?
Me: Absolutely not sir,i want to be in bank any how,& clerk is the door for me right now,& im focused on it more than anything and if i’m really worth the qualification i hold i.e. MBA marketing,sooner or later i will become officer through internal promotion be it 5yrs or 10yrs, im ready to wait for that.
Interviewer (M1) – Ok thank you, you can go.
Me- Thank u sir,thank u mam.
M2 was silent and he was observing me closely during the interview.